Privacy & Cookies
Privacy and Cookies Notice
Effective April 6, 2026
Finparency Technologies, LLC ("Company") is committed to safeguarding your privacy while using our website www.finparency.ai (the "Site"). This Privacy and Cookies Notice (our "Privacy Policy") answers frequently asked questions about your online privacy, including what personal information we may obtain from you, how it will be used, and how it will be protected.
The Company may change this Privacy Policy from time-to-time to comply with applicable law or Company practices. We will notify you of any material changes by posting the updated Privacy Policy on this page with a revised effective date and, where required by applicable law, by sending a direct notification via email to registered users or users whose personal information we hold. Please be sure to check this Privacy Policy periodically for updates. For non-material changes, your continued use of the Site following the posting of changes constitutes your acceptance of such changes. For material changes, or where we have provided you with direct notice about the changes, then continued use of the Site or services following the effective date of the updated Privacy Policy constitutes your acceptance of the changes.
In this Privacy Policy, the term "personal information" means any information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. The categories of personal information we may collect include: (1) Identifiers (e.g., name, email address, postal address, phone number, IP address, or unique online identifiers); (2) Commercial information (e.g., records of products or services purchased or considered); (3) Financial information (e.g., credit card or payment information, processed through our authorized payment partner); (4) Internet or other electronic network activity information (e.g., browsing history, search history, and interactions with our Site); (5) Geolocation data; and (6) Inferences drawn from any of the above to create a profile about you.
In this Privacy Policy, the term "sensitive personal information" means: (1) financial account information combined with access credentials; (2) precise geolocation data; (3) government-issued identifiers (such as Social Security numbers or driver's license numbers); and (4) any other information that constitutes "sensitive personal information" as defined under applicable law, including the California Consumer Privacy Act as amended by the California Privacy Rights Act.
We may collect the following types of personal information from you:
- Your contact information (name, valid e-mail address, postal address, or phone number); or
- Your billing information (credit card information, expiration date, and security code); or
- Your IP address, geolocation, user identification (if you register for any Services), or similar information.
WHAT PERSONAL INFORMATION DO WE OBTAIN FROM YOU? WHEN DO WE OBTAIN SUCH INFORMATION?
When visiting our Site, if your use is limited to browsing our informational content, we will not require that you provide us with any personal information. However, we may request personal information from you at other times. For example:
- If you enroll in or subscribe to any services through our Site, then we may ask you to provide us with certain personal information, including your name, valid e-mail address, credit card number, expiration date, mailing address, or telephone number.
- When processing your payment information, we may use an authorized third-party billing partner for authorization, payment, and collection. Accordingly, your credit card information will be transferred and disclosed to our authorized billing partner. We will require our billing partner to enter written obligations with us to keep your information secure and confidential.
- If we elect to host discussion forums, and you desire to post to our discussion forums, we may ask that you provide us with your name, e-mail address, and password.
- If you choose to participate in a customer survey conducted by us or by one of our business partners, we may ask for your name, e-mail address and other information as may be required by the survey. If the survey is conducted by a business partner, information you provide may be shared with that partner solely for the purposes of administering the survey, subject to their applicable privacy policy.
- If you report a problem, we may ask that you provide your name, e-mail address, or designated user identification (if applicable). We also may keep a record or copy of your correspondence with us.
HOW DO WE PROTECT THE SECURITY AND QUALITY OF YOUR PERSONAL INFORMATION?
We have implemented reasonable physical, technical, and administrative procedures to maintain accurate, current, and complete information as well as to protect your personal information against loss, misuse, or alteration when it is under our control. We use encryption and secure servers to protect your personal information. We also use access controls, including password protection, designed to limit access to yourself, the Company, and those authorized third party partners who are providing services directly for the Company (and who are under written obligation to maintain the confidentiality of your information).
We also have taken steps to help protect the integrity of your personal information when you complete a purchase transaction on our Site. As noted above, we use a third-party billing partner to facilitate confidential online payment transactions. Our authorized billing partner helps prevent your credit card and other payment information from being read by unauthorized persons by using encryption for the secure exchange of your personal information. You may view more information about our billing partner's privacy practices here: [INSERT BILLING PARTNER PRIVACY POLICY URL].
HOW DO WE USE YOUR INFORMATION?
Our primary use of your information is to administer, maintain, and improve your experience on our Site and provide you with the products and services you request. We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by applicable law. For example, we retain transaction and billing records for seven (7) years to comply with tax and financial recordkeeping requirements, and we retain account information for as long as your account remains active or as needed to provide you services.
- If you check or select any "opt-in" feature on our Site, we may from time to time send you e-mails regarding our Site, our products and services, and the products and services of our partners that we believe may be of interest to you.
- We use your financial information (e.g., your credit card number) only to verify your credit and to bill you for services purchased through our Site. We also use your contact information as necessary to send you information about the services that you have purchased on our Site.
- We use your IP address to help diagnose problems with our server and to administer the services offered on our Site. We also use your IP address to help identify you and to gather broad demographic information that we may share with our business partners, but only in the aggregate without any of your personal information.
- We may research the demographics, interests, and behavior of our customers based on the information provided to us while using our Site, during registration for our products and services, from our server log files, from cookies and from surveys. Our research may be compiled and analyzed on an aggregate basis. We may share this aggregate data with business partners, but only in the aggregate, without any of your personal information.
CAN YOU "OPT-OUT" OF RECEIVING COMMUNICATIONS FROM COMPANY?
If you change your mind and decide that you no longer want to receive promotional e-mails or other mailings, you may opt-out at any time by clicking the "unsubscribe" link included in any promotional e-mail we send you, or by sending an e-mail request to [INSERT EMAIL ADDRESS]. Similarly, if you are not receiving our promotional e-mails or other mailings and wish to receive these materials, you may opt-in at any time by sending an e-mail request to [INSERT EMAIL ADDRESS].
PRIVACY POLICIES OF COMPANY PARTNERS.
Third parties that have links on our Site may collect personal information about you. We are not responsible for the privacy policies or practices of such sites and the practices of these sites are not governed by this Privacy Policy. If you have questions about the privacy policies or practices of a third-party site, you should contact the site administrator or webmaster of the specific site. We may from time to time partner with other companies to offer co-branded services or promotions. Any information that you provide in connection with the co-branded services or promotions may be shared with our business partners solely for the purposes of administering those services, promotions, or events. We will maintain your information in accordance with the terms of this Privacy Policy. However, this Privacy Policy does not govern the privacy policies and practices of our business partners. If you have questions about the privacy policies or practices of our business partners, you should contact them directly.
DO WE SELL OR RENT YOUR PERSONAL INFORMATION?
We do not sell or rent your personal information to any third party. However, we may share your personal information with certain third-party advertising partners for cross-context behavioral advertising purposes (such as through the use of remarketing or tracking cookies), which may constitute "sharing" or "targeted advertising" under applicable state law.
Residents of certain states, including California, Virginia, Colorado, Connecticut, and Texas, have the right to opt out of such sharing or targeted advertising by clicking "Do Not Sell or Share My Personal Information" at the footer of this Site or contacting us at [INSERT EMAIL ADDRESS]. If and when we otherwise intend to share your personal information with a third party, you will be notified at the time of data collection or transfer, and you will have the option of not permitting the transfer. We may from time to time share demographic information in the aggregate that does not contain your personal information. If and when we otherwise intend to share your personal information with a third party, you will be notified at the time of data collection or transfer, and you will have the option of not permitting the transfer. We may from time to time share demographic information in the aggregate that does not contain your personal information.
WITH WHOM DO WE SHARE INFORMATION?
We generally will not disclose any of your personal information except when we have your permission to do so or under some special circumstances described below.
- We may share your personal information with our business partners and affiliates with whom we work to provide our products and services. Such business partners may include our authorized payment processing company; credit and fraud reporting agencies; tax collection services; information technology providers, and related services. These service providers are permitted to use your personal information only as necessary to perform services on our behalf and are required by written agreement to maintain the confidentiality and security of your personal information. In addition, we may share your personal information with our advisors, such as lawyers and accountants, who are obligated to keep your personal information confidential.
- As noted previously, we may from time to time partner with other companies to offer co-branded services or promotions. Any personal information that you provide in connection with co-branded services or jointly sponsored promotions will be shared with our business partners solely for the purposes of administering those services or events, in accordance with their applicable privacy policies. We may also disclose other personal information about you to our business partners, but only if we have obtained your permission before data collection or before transferring the data.
- We may, from time to time, offer you the opportunity to receive materials or special offers from third parties. If you want to receive this information, we may (but only with your permission) share your name and e-mail address with them.
- We may disclose your personal information without your prior permission to comply with applicable law or legal process (such as court or government subpoenas) or to federal or state law enforcement agencies in the detection or prevention of reasonably suspected crime.
- We also may disclose your personal information without your permission in special, limited cases. For example, we may have reason to believe that disclosing the information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Use, or may be causing intentional or unintentional injury or interference to the rights or property of Company or any third party, including other customers. Additionally, we may disclose or transfer your personal information in connection with, or during negotiations of, any merger, acquisition, sale of company assets, financing, or other transfer of all or a portion of our business or assets to another company. In any such transaction, personal information held by us about our users may be among the assets transferred. If such a transaction results in a material change to our privacy practices, we will notify affected users as described in our change notification policy above.
HOW CAN YOU UPDATE, CORRECT OR DELETE YOUR PERSONAL INFORMATION?
You have the right to request access to, correction of, portability of, or deletion of your personal information that we hold, subject to certain exceptions permitted by law. Residents of certain states, including California, Virginia, Colorado, Connecticut, and Texas, may also have additional rights, such as the right to limit the use of sensitive personal information and to opt out of cross-context behavioral advertising or targeted advertising, as described in this Privacy Policy. You may exercise these rights at any time by sending an e-mail request to [INSERT EMAIL ADDRESS]. We will respond to verifiable requests within 45 days. When reasonably necessary, we may extend our response time by an additional 45 days and will notify you of the extension within the initial response period. We will not discriminate against you for exercising any of your privacy rights.
WHAT ARE COOKIES? HOW DO WE USE COOKIES?
A cookie is a piece of information contained in a small file that is stored in your Internet browser or elsewhere on your hard drive. Cookies allow a website to identify a user's device whenever that user returns to the website. They are commonly used in order to make websites work more efficiently and enrich the user experience, as well as to provide information to the owners of a website.
The Company's use of Cookies
The Company collects information during your visit to our Site through use of cookies. We use these cookies for a variety of reasons, but most commonly to distinguish you from other users and to help us compile aggregate statistics about usage of our Site. We also use cookies to help us provide you with a positive experience when you browse our Site, help improve our content, and to personalize your visit.
Types of Cookies
Below is a list of the main cookies used by our Site. Where appropriate, cookies are only used after you consent to such use. Please note that we may from time to time modify or update our cookies.
- Session Cookies: These cookies are used to maintain your transaction. Generally, your session cookies expire when your browser is closed. The use of the session cookies reduces the need for Company to transfer your information over the Internet.
- Functionality Cookies: These cookies are used to recognize repeat visitors to the Site and allow our Site to remember the choices you make (such as username, language, or the region you are in). They are often used to record specific browsing information (including the way you arrive on the site, the pages you view, options you select, information you enter and the path you take through the site) against an individual customer profile.
- Authentication Management Cookies: These cookies help us authenticate your identity.
- Analytics Cookie: These cookies are used to estimate our audience, identify usage patterns, and speed up searches.
- Google Analytics Cookies: These cookies are used to collect information about how visitors use our Site. We use the information to compile reports and to help us improve the Site. The cookies collect information in an anonymous form, including the number of visitors to the Site, how visitors reached our Site, and the pages they visited while on the Site. Google stores the information collected by the cookie on servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may opt out of Google Analytics by installing the Google Analytics opt-out browser add-on available at https://tools.google.com/dlpage/gaoptout. For an overview of Google's privacy practices, visit https://policies.google.com/privacy.
- Google Remarketing Cookies: We may use remarketing cookies or remarketing pixels to help identify visitors of our Site and direct our marketing content to such visitors. Visitors to our Site may opt out of Google's use of cookies for remarketing by visiting the Google Marketing Platform opt-out page at https://adssettings.google.com or the Network Advertising Initiative opt-out page at https://optout.networkadvertising.org.
- Third-Party Tracking or Remarketing Cookies: We have relationships with other carefully selected partners to assist in the delivery of a quality Site. We may use tracking cookies and remarketing cookies provided by our partners to track your movement between our Site and other websites and to better target content, marketing, and advertisements that may be of interest to you. We do not have access or control over the cookies and similar technologies that our partners may use.
How to Control Cookies
You may control acceptance of cookies by modifying your Internet browser preferences. You may accept all cookies, be notified when a cookie is set, or reject all cookies. Please note that if you choose to block all cookies (including essential cookies) you may not be able to access portions of our Site and may be unable to use those services or engage in activities that require the placement of cookies.
Below are several examples of how you may disable cookies used on our Site:
- If you are using Microsoft Edge: Go to Settings > Cookies and site permissions > Manage and delete cookies and site data, and toggle "Block third-party cookies" as desired.
- If you are using Firefox: Go to Menu > Settings > Privacy & Security. Under "Cookies and Site Data," select "Manage Exceptions" or change the Enhanced Tracking Protection setting to "Strict" to block third-party tracking cookies.
- If you are using Google Chrome: Go to the Menu (⋮) > Settings > Privacy and security > Cookies and other site data, then select your preferred cookie blocking option (e.g., "Block third-party cookies").
- If you are using Safari: Choose Safari > Settings (or Preferences on macOS) and click "Privacy." Under "Cookies and website data," select your preferred tracking prevention option. You can also click "Manage Website Data" to remove stored cookies.
For more detailed information on how to control cookies you may wish to visit www.allaboutcookies.org
WHAT ELSE SHOULD YOU KNOW ABOUT YOUR ONLINE PRIVACY?
It is important to remember that whenever you voluntarily disclose personal information on-line, your information can be collected and used by others. If you transmit or post personal information on-line that is accessible to others, you will not be able to control how that information is used by others. When we receive the transmitted information, we will use the procedures summarized in this Privacy Policy to ensure the integrity and security of that information in our systems. Unfortunately, notwithstanding any of the steps taken by us, it is not possible to guarantee the security and integrity of data transmitted over the Internet. Consequently, while we take the above-described reasonable steps to protect your personal information, we cannot and do not warrant the security or integrity of any information you transmit to us when registering for our Site or otherwise. All such transmission of information is at your own risk. Moreover, though we are committed to having our Site comply with this Privacy Policy, you are ultimately responsible for maintaining the secrecy of your password and your personal information. If you are careless with your password, or you decide to share your password with third parties, you must be aware of the risk that such third parties will have access to all your personal information.
CONTACT US.
If you have any questions or comments about this Privacy Policy or the practices of our Site, please feel free to e-mail us at: INSERT EMAIL ADDRESS] or by mail at:
Or by mail at: